Legal Notice: The Florida College System Risk Management Consortium (FCSRMC) provides insurance/risk management perspective(s), not legal advice.  The insurance/risk management perspective is/are not intended to be, construed, or substituted as legal advice.  FCSRMC does not provide legal advice and recommends seeking legal advice to fully understand any and all ramifications or future consequences, if any.  Due to Florida's very broad public records law, the guarded areas of this website are available to the public and media upon request.